Customised insurance package to meet the needs of your beauty business
As with any other business, running a cosmetic tattoo business comes with inevitable risks. Despite your careful efforts, there can be mistakes that may result in unhappy customers and potential lawsuits.
If you own a cosmetic tattoo clinic in Australia, you should give yourself, your employees, and your customers the peace of mind that you all deserve.
is designed to protect your business from claims arising whilst you’re providing professional advice or services. Professional indemnity insurance can also assist you with the legal defence, compensation, and settlement costs associated with the claims.
As a cosmetic tattoo clinic Owner, you are liable for any third-party injury or damage arising from conducting your cosmetic tattooing business. This can be incidents like slips and falls, which public liability insurance may help with.
Part of running and operating a Cosmetic Tattoo Clinics is to supply products, through application. Products liability insurance protects you from any personal injury or damage caused by your goods. If a client makes a claim against you for developing an irritation, products liability beauty insurance may cover the compensation costs.
Do I need Cosmetic Tattoo Insurance?
With the nature of operating a cosmetic tattoo business, you should be prepared for mishaps or accidents. One way to shield you from any potential lawsuits from dissatisfied clients is by getting a cosmetic tattoo insurance package that fits your needs.
Risks for Cosmetic Tattoo Clinics are not only related to practice but to business operations as well. Get covered by other insurance policies on top of the above-mentioned. These insurance policies below are a recommendation only and are subject to a review of your specific requirements.
This liability insurance is specifically for private companies and covers claims of wrongful management, employment practices breaches (wrongful dismissal or discrimination actions), crime (theft by employees or third parties), tax audit and statutory fines and penalties.
You may include in your cosmetic tattoo insurance package these business insurance policies that protect your business, covering general property equipment and general property damage from accidents, losses due to theft, fire, glass but not limited to. You may also want to consider Business interruption as one of your policies, for the potential loss of income, under certain sections of the business policy.
Whether you run a small or large business or work as a contractor in the beauty industry, you may need this to be a part of your cosmetic tattoo insurance package. This insurance will cover your business for tax auditing by the ATO.
If you maintain a website or a digital record of your customers’ personal information, especially online, you are at risk of a data breach. This policy covers you from data theft.
Workers’ compensation insurance is a mandatory requirement for all businesses to cover their staff and contractors in the event of an accident.
This insurance is for every individual, business owner or contractor, as accidents and sickness do happen to business owners and contractors, this may assist your business to enable you to employ staff to cover you the business owner while you are unable to work.
Get in Touch with Sparrow Insurance
Arranging cosmetic tattoo insurance can be difficult that is why it’s you may need to get assistance from reputable insurance brokers.
Get a cosmetic tattoo insurance review or request a quote online now.
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General Advice Warning
This advice has been prepared without taking into account the client's objectives, financial situation or needs.
Because of that, before acting on the above advice, the client should consider its appropriateness (having regard to their objectives, needs and financial situation).
If the advice is related to the acquisition of an insurance contract, the client should obtain a Product Disclosure Statement relating to the product before deciding whether to acquire it.
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