Cosmetic Tattoo Insurance in Australia

Customised insurance package to meet the needs of your beauty business

As with any other business, running a cosmetic tattoo business comes with inevitable risks. Despite your careful efforts, there can be mistakes that may result in unhappy customers and potential lawsuits.

Type of Cosmetic insurance for your package can include

If you own a cosmetic tattoo clinic in Australia, you should give yourself, your employees, and your customers the peace of mind that you all deserve.

Professional Indemnity/ Medical Malpractice Insurance

is designed to protect your business from claims arising whilst you’re providing professional advice or services. Professional indemnity insurance can also assist you with the legal defence, compensation, and settlement costs associated with the claims.

Public Liability Insurance

As a cosmetic tattoo clinic Owner, you are liable for any third-party injury or damage arising from conducting your cosmetic tattooing business. This can be incidents like slips and falls, which public liability insurance may help with.

Product Liability Insurance

Part of running and operating a Cosmetic Tattoo Clinics is to supply products, through application. Products liability insurance protects you from any personal injury or damage caused by your goods. If a client makes a claim against you for developing an irritation, products liability beauty insurance may cover the compensation costs.

Do I need Cosmetic Tattoo Insurance?

With the nature of operating a cosmetic tattoo business, you should be prepared for mishaps or accidents. One way to shield you from any potential lawsuits from dissatisfied clients is by getting a cosmetic tattoo insurance package that fits your needs.

 

Other business insurance products for for cosmetic Tattoo Clinics in Australia

Risks for Cosmetic Tattoo Clinics are not only related to practice but to business operations as well. Get covered by other insurance policies on top of the above-mentioned. These insurance policies below are a recommendation only and are subject to a review of your specific requirements.

Management Liability

This liability insurance is specifically for private companies and covers claims of wrongful management, employment practices breaches (wrongful dismissal or discrimination actions), crime (theft by employees or third parties), tax audit and statutory fines and penalties.

Business Insurance

You may include in your cosmetic tattoo insurance package these business insurance policies that protect your business, covering general property equipment and general property damage from accidents, losses due to theft, fire, glass but not limited to. You may also want to consider Business interruption as one of your policies, for the potential loss of income, under certain sections of the business policy.

Tax Audit Insurance

Whether you run a small or large business or work as a contractor in the beauty industry, you may need this to be a part of your cosmetic tattoo insurance package. This insurance will cover your business for tax auditing by the ATO.

Cyber Insurance

If you maintain a website or a digital record of your customers’ personal information, especially online, you are at risk of a data breach. This policy covers you from data theft.

Workers Compensation

Workers’ compensation insurance is a mandatory requirement for all businesses to cover their staff and contractors in the event of an accident.

Personal Accident and Illness Insurance

This insurance is for every individual, business owner or contractor, as accidents and sickness do happen to business owners and contractors, this may assist your business to enable you to employ staff to cover you the business owner while you are unable to work.

Get in Touch with Sparrow Insurance

Arranging cosmetic tattoo insurance can be difficult that is why it’s you may need to get assistance from reputable insurance brokers.

Get a cosmetic tattoo insurance review or request a quote online now.