Beauty Salon Insurance Australia

Q: How do I apply for this insurance plan?

Talk to us through the Contact Us page or give us a call. We can proceed with the initial consultation, where we can assess your company operations. From there, we can present to you several packages to choose from.

Q: Do I need workers compensation insurance?

Yes, if you employ staff or contractors. Workers compensation is mandatory in Australia, although the rules and regulations may vary from territory or state.

Q: What are the standard features of this insurance type?

This insurance comes with standard policies like PI. We can help you customise your package, which will depend on the type of business you have. A mobile or home salon will have varying policies from one that is stationary in a commercial place. Get in touch with us for a full product disclosure statement.

Are you one of the many businesses looking at insuring a home or mobile service?

When it comes to insurance for beauty or hair business at home, Sparrow Insurance can help. Whether you are a home-based beauty therapist or a mobile cosmetic injector. Sparrow Insurance can assist you with salon insurance solutions for all your different business needs.

Insurance Coverage for Mobile Beauty Therapist or Salon Owner

Insurance for home business or mobile business or both! There is always a risk that can happen, in any business whether at open or in a commercial space; while each business has various needs, insurance is a must for all home and mobile businesses. It only takes one event to affect the rest of your business and investments. That is why it is necessary to have insurance for your home or mobile service.

Professional Indemnity Insurance

Is designed to protect your business from claims arising whilst you’re providing professional advice or services. Professional Indemnity insurance can also assist you with the legal defence, compensation, and settlement costs associated with the claims.

Public Liability Insurance

As a Salon Owner, you are liable for any third-party injury or damage arising from conducting your business. These can be incidents like slips and falls, which public liability may help with.

Product Liability Insurance

Part of running and operating a business is to sell or supply products. Product liability insurance protects you from any personal injury or damage caused by your goods. If a client makes a claim against you for developing an irritation, this insurance policy may cover the compensation costs.

Salon Insurance for Different Needs

Other Business Insurance Products for Mobile or Home Beauty Salon

Risks are not only related to practice but to business operations as well. Get covered by other business insurance on top of the above-mentioned policies. These policies below are a recommendation only and are subject to a review of your specific requirements

Management Liability

is specifically for private companies and covers claims of wrongful management, employment practices breaches (wrongful dismissal or discrimination actions), crime (theft by employees or third parties), tax audit, and statutory fines and penalties.

Business Insurance

This protects your home salon business, covering equipment and property damage from accidents, losses due to theft, fire, glass but not limited to. You may also want to consider Business Interruption, for the potential loss of income, under certain sections of the business policy.

Cyber Insurance

If you maintain a website or a digital record of your customers’ personal information, especially online, you are at risk of a data breach. This policy covers you from data theft.

Tax Audit Insurance

Whether you run a small home salon business or work as a contractor. This insurance policy will cover your business for tax auditing by the ATO.

Workers Compensation

Workers’ compensation is a mandatory requirement for all businesses to cover their staff and contractors in the event of an accident

Personal Accident and Illness Insurance

This insurance cover is for every individual, business owner or contractor, as accidents and sickness do happen to business owners and contractors. This may assist your home salon business to enable you to employ staff to cover you, the business owner, while you are unable to work.

Get in Touch with Sparrow Insurance

Business insurance for home salon owners or mobile beauty therapists can be overwhelming on your end. But we’ll help you get through it with insights so you can be more confident with the right type of cover for your home salon business.

Get a comprehensive review or request insurance quotes online now.

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FAQs

How much does this cost?

The cost varies from business to business. It depends on your company size, the number of employees, and the types of services. Please fill out the request form for insurance quotes.

How do I apply for this insurance plan?

Talk to us through the Contact Us page or give us a call at (07) 550 28326. We can proceed with the initial consultation, where we can assess your company operations. From there, we can present to you several packages to choose from.

Do I need workers compensation insurance?

Yes, if you employ staff or contractors. Workers compensation is mandatory in Australia, although the rules and regulations may vary from territory or state.

What are the standard features of this insurance type?

This insurance comes with standard policies like Professional Indemnity. We can help you customise your package, which will depend on the type of business you have. A mobile or home salon will have varying policies from one that is stationary in a commercial place. Get in touch with us for a full product disclosure statement.

Is there a fee for additional coverage?

Extras in insurance cover come with additional fees.

General Advice Warning

This advice has been prepared without taking into account the client's objectives, financial situation or needs.

Because of that, before acting on the above advice, the client should consider its appropriateness (having regard to their objectives, needs and financial situation).

If the advice is related to the acquisition of an insurance contract, the client should obtain a Product Disclosure Statement relating to the product before deciding whether to acquire it.

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