Mobile Beauty Therapist Insurance in Australia

Arrange a customised insurance to protect your beauty business while you work mobile

Like all businesses, there are risks when operating a mobile business. Unexpected problems may happen when you’re out and about for work. And when you go to your clients’ homes to do the procedures, some incidents can quickly escalate. Preparing for the risks through customised business insurance is like saving up for a rainy day.

When deciding to protect your business in the beauty industry from risks, insurance for mobile beauty therapists is a key consideration.

Do I Need Mobile Therapist Insurance?

As a mobile beauty therapist, you face your clients personally, opening yourself to higher risks. It can be rewarding when your clients look good and feel good at the end of therapy, but likewise, it can be risky on your end.

Allergic reactions, hot wax spills, nail infections—these are just some risks. And if you’re on the go, there can be loss of tools, equipment, or damage to client property . . . and a lot more. Accidents are unavoidable, but they can be mitigated with business insurance policies.

What Insurance Policies Do You Need?

If you own a mobile beauty salon in Australia, you should give yourself and your customers the peace of mind that you all deserve.

Professional Indemnity/Medical Malpractice Insurance

is designed to protect your business from claims arising whilst you’re providing professional advice or services. Professional indemnity insurance can also assist you with the legal defence, compensation, and settlement costs associated with the claims.

Public Liability Insurance

As a mobile beauty salon owner, you are liable for any third-party injury or damage arising from conducting your business. This liability insurance can cover incidents like slips and falls, which public liability insurance may help with.

Product Liability Insurance

Part of running and operating a mobile beauty salon is to sell or supply products. Product liability insurance protects you from any personal injury or damage caused by your goods. If a client makes a claim against you for developing an irritation, product liability insurance may cover the compensation costs.

Other Business Insurance Products for Mobile Beauty Salon

Risks for Mobile Beauty Salons are not only related to practice but to business operations as well. Get covered by other business insurances on top of the above-mentioned policies. These policies below are a recommendation only and are subject to a review of your specific requirements

Management Liability Insurance

is specifically for private companies and covers claims of wrongful management, employment practices breaches (wrongful dismissal or discrimination actions), crime (theft by employees or third parties), tax audit, and statutory fines and penalties.

Business Insurance

This protects your business, covering equipment and property damage from accidents, losses due to theft, fire, glass but not limited to. You may also want to consider Business interruption, for the potential loss of income, under certain sections of the business policy.

Tax Audit Insurance

Whether you run a small or large business or work as a contractor. This insurance policy will cover your business for tax auditing by the ATO.

Cyber Insurance

If you maintain a website or a digital record of your customers’ personal information, especially online, you are at risk of a data breach. This policy covers you from data theft.

Workers Compensation

Workers’ compensation is a mandatory requirement for all businesses to cover their staff and contractors in the event of an accident

Personal Accident and Illness Insurance

This insurance cover is for every individual, business owner or contractor, as accidents and sickness do happen to business owners and contractors, this may assist your business to enable you to employ staff to cover you the business owner while you are unable to work.

Get in Touch with Sparrow Insurance

Business insurance for mobile beauty therapists can be overwhelming on your end, but we’ll help you get through it with insights so you can be more confident with the right type of cover for your business.

Get a comprehensive review or request insurance quotes online now.

FAQs

How much does this cost?

The cost varies from business to business. It depends on your business size, the number of employees, and the types of services. Please fill out the request form for insurance quotes.

How do I apply for this insurance plan?

Talk to us through the Contact Us page or give us a call. We can proceed with the initial consultation, where we can assess your business operations. From there, we can present to you several packages to choose from.