Business Insurance Packages that will protect your Nail Salons
Public liability insurance
Public liability insurance covers risks that could happen to a third-party at the workplace. For example, a pool of nail polish may cause a customer to slip and injure themselves. The insurance cover will protect your business by taking care of the injured person’s medical expenses.
Some risks that we cover under this category include:
Workers' compensation insurance
This policy covers a work-related injury or illness sustained by a nail technician. It compensates the lost wages and medical treatment up to an agreed level.
You’ll purchase a worker’s compensation as a stand-alone policy.
Commercial auto insurance
A commercial auto policy covers your vehicle if you use it for your nail salons’ operations. Such operations include driving to a customer’s place to serve them. In case you get an accident, your personal auto insurance coverage will not cover the vehicle.
Commercial property insurance
Property liability insurance protects the building that you own and use to house your nail beauty business. It also covers the items that your salon business owns.
Business interruption insurance
In the event of flood, fire, accident or other unfortunate events, your nail salons’ operations may stop. In such a case, you may need business interruption insurance to recoup a portion of the lost revenue.
Professional liability insurance
This insurance cover is also known as omissions or errors insurance. It protects your nail salons from claims against negligence on the part of your nail technician.