1. What does public liability insurance cover in the salon business?
It covers compensation costs, legal defence costs, and repair or replacement to damaged property. However, if it’s the products you sell or recommend are the ones that caused the injury, you need product liability insurance. To understand more on the liability cover, get insights from an insurance broker like Sparrow Insurance.
2. Do mobile beauty businesses need public liability insurance?
Yes. Running a mobile beauty salon also carry risks like slips and falls and other forms of personal injury, thus a need for this type of insurance.
3. What happens if you have no public liability insurance?
If you have decided to start a business without getting business insurance, you put yourself at financial risk when mishaps happen. It’s an important cover for your beauty business because you have a legal liability to your clients.