Health Professional Insurance Services in Australia

Insurance policies to protect professionals in the health care sector

There are a lot of risks involved when caring for people and attending to their health needs. One mistake can quickly escalate into a serious claim.

Accidents are unavoidable. When these happen, an insurance policy can help manage and pay for compensation against claims.

Insurance Policies that Will Protect Your Health Practice

A health worker’s job is fulfilling, but it can be difficult. As health professionals, you have liabilities in your work. There are times when you commit mistakes, and clients can be quick to file a claim against you.

This often leads to disputes and lawsuits. You cannot just avoid them. And sadly, they can take a toll on your finances.

Insurance will protect you from losing money as it can compensate your clients if they file for claims. With an insurance prepared, you can have peace of mind about your financial situation.

Professional Indemnity Insurance

Professional Indemnity Insurance protects you against claims due to negligence or poor service. This policy will help you compensate your client for malpractice claims.

Public Liability Insurance

What if your client claims that they got an injury at your care? Public Liability insurance will cover the compensation and the treatment of your client.

Specialised Industry Insurance

Laser, Spray Tanning, Cosmetic Tattooing are examples of what this insurance can cover. These beauty treatments have different tools and specific needs. A specialised type of insurance will cover the liabilities of that special business unique to their industry.

Business Insurance

Business insurance will cover all types of liabilities in your business as a whole. It will protect you from contract problems with an employee and lawsuits. This insurance will help you have more gains and fewer losses.

This type of insurance is generic. It is better to get assistance from an insurance company to customise this insurance for you. In that way, you will gain from the exact coverage that your business needs.

Property Insurance

This type of insurance is under business insurance, but you may arrange a stand-alone insurance for property. Your health and beauty business need machines and materials for your services. 

What if your new machine broke? Or what if a natural disaster like a flood ruins it? This policy will cover the damages for you.

Allied Health Professionals Can Take Advantage of Sparrow Insurance Policies

Allied health professionals need protection from possible money burdens in their practice. They cannot avoid beauty or health treatment mistakes. To prevent money losses, they need to get at least a Professional Indemnity Insurance.

We may cover the following health professionals.

Allied Health Workers:

  • Orthopedic Surgeons
  • Ergonomics Consultants
  • Occupational Therapists
  • Physiotherapists
  • Chiropractors
  • Myotherapists
  • Osteopaths
  • Podiatrists
  • Massage Therapists
  • Marma Point Therapists
  • Aquatherics Hydrotherapists
  • Acupuncturists
  • Laser Acupuncturists
  • Reflexologists
  • Back Pain Relief Reflexologists
  • Exercise Physiologists
  • Dance Therapists
  • Stretching Therapists
  • Yoga Instructors
  • Pilates Instructors
  • Personal Trainers
  • Coaches
  • Dietitians
  • Nutritionists
  • Dermatologists
  • Trichologists
  • Beauty Therapists
  • Phenolics Therapists
  • Psychologists
  • Psychiatrists
  • Psychoeducators
  • Dementia Care Consultants
  • Mental Health Workers
  • Smoking Cessation Workers
  • Hypnotherapists
  • Sandplay Therapists
  • Rainbow Therapists
  • Neural Therapists
  • Psychosomatic Therapists
  • Psychosocial Therapists
  • PSH Therapists
  • NLP Healers​​
  • EFT Healers
  • Theta Healers
  • Psychophysical Healers
  • Naturopathists
  • Zen Healers
  • Reiki Healers
  • Psychics
  • Mediums
  • Feng Shui Experts
  • Cytologists
  • Audiologists
  • Anesthetists
  • Urologists
  • Nursing Assistants
  • Sonographers
  • Thermographists
  • Magnetic Therapists
  • Initiaic Art Therapists
  • High-Level Laser Therapists

Secure Your Profession with a Customisable Insurance

With our network of insurance brokers in Australia, Sparrow Insurance can arrange a customised insurance cover specific to your profession and business. 

As we guide you with the insurance products, we’ll be there to help you every step of the way.

  • Step 1: Browse our website to know more about our insurance products.
  • Step 2: Fill out the contact form from our website. Our agents will get in touch right away.
  • Step 3: Get a quote online. We’ll be ready to set up your insurance policies.

FAQs

What are the liabilities in healthcare?

Negligent behaviour that can cause harm to patients may be a major medical liability, which may lead the health professional to pay for damages to the patient.

Should all healthcare providers get liability insurance?

Liability insurance is not a requirement for most healthcare providers. But for their own sake, they should get one. They should at least get professional indemnity insurance.

Why do healthcare professionals need professional liability insurance?

Health professionals need insurance like Professional Indemnity Insurance to protect them from any problems in their practice. If you are a health worker, consider getting one to cover for any claims.