Allied Health Professional Insurance Services in Australia

Insurance policies to protect professionals in the allied health practitioner sector

There are a lot of risks involved when caring for people and attending to their health needs. One mistake can quickly escalate into a serious claim.

Accidents are unavoidable. When these happen, an insurance policy can help manage and pay for compensation against claims.

Insurance Policies That Will Protect Your Allied Health Practice

As an allied health practitioner, the profession is very fulfilling, but not without challenges. You have liabilities in your workplace. There are times when a situation may arise. These days clients can appear to be quick to file a claim against you.

This often leads to disputes and possible claims. You cannot just avoid them. And sadly, they could take a toll on your financial situation. Insurance is a necessity to assist you to have peace of mind.

Types of Insurance for Your Health Professionals Can Include:

If you own a business, you should give yourself, your employees, and your customers the peace of mind that you all deserve.

is designed to protect your business from claims arising whilst you’re providing professional advice or services. Professional indemnity insurance can also assist you with the legal defence, compensation, and settlement costs associated with the claims.

As a Health Professional, you are liable for any third-party injury or damage arising from conducting your business. Public liability may cover incidents like slips and falls.

Part of running and operating a clinic is to sell or supply products. Product liability insurance protects you from any personal injury or damage caused by your goods. If a client makes a claim against you for developing an irritation, product liability insurance may cover the compensation costs.

Other Business Insurance Products for Allied Health Practitioner

Risks for businesses are not only related to practice but to business operations as well. Aside from public liability and professional indemnity insurance, and those mentioned above, there are other business insurance products that health professionals may need.

These policies below are a recommendation only and are subject to a review of your specific requirements

Management Liability

is specifically for private companies and covers claims of wrongful management, employment practices breaches (wrongful dismissal or discrimination actions), crime (theft by employees or third parties), tax audit, and statutory fines and penalties.

Business Insurance

This protects your business, covering equipment and property damage from accidents, losses due to theft, fire, glass but not limited to. You may also want to consider Business interruption, for the potential loss of income, under certain sections of the business policy.

Tax Audit Insurance

Whether you run a small or large business or work as a contractor. This insurance will cover your business for tax auditing by the ATO.

Cyber Insurance

If you maintain a website or a digital record of your customers’ personal information, especially online, you are at risk of a data breach. This policy covers you from data theft.

Workers’ compensation is a mandatory requirement for all businesses to cover their staff and contractors in the event of an accident

Personal Accident and Illness Insurance

This insurance cover is for every individual, business owners or health professionals, as accidents and sickness do happen to business owners and contractors. This may assist your business to enable you to employ staff to cover you the business owner while you are unable to work.

The Preferred Occupations for Allied Health Professionals

but not limited to:

  • Access Consciousness
  • Actively Ageing Practitioner
  • Acupoint Therapy
  • Acupuncture
  • Ageless Grace
  • Ai Chi
  • Alexander Technique
  • Alkaline Hair Removal
  • Allergy Testing
  • Alpha Hydroxy Acids
  • Animal Assisted Therapy
  • Applied Behaviour Analysis
  • Applied Kinesiology
  • Aqua Aerobics
  • Aquatic Resistance Training
  • Aromatherapy
  • Aromatic Medicine
  • Art Therapy
  • Australian Bush Flowers Therapy
  • Aviva Method
  • Bach Flower Remedies
  • Bai Shi
  • Balance Awareness Training
  • Barre
  • Booty Barre
  • Bowen Therapy
  • Brain Gym
  • Breast Feeding Consultant
  • Breath Enhancement Training
  • Ceya
  • Chakra Balancing
  • Chakradance
  • Chi Ball
  • Chi Gong
  • Chi Nei Tsang
  • Chi Running Technique
  • Chi Walking
  • Chinese Herbal Medicine
  • Coaching
  • Colon Hydrotherapy
  • Colonic Irrigation
  • Counselling
  • Creative Dance
  • Creative Visualisation
  • Crystal Therapy
  • Dance Therapy
  • Developmental Educators
  • Diabetes Educator
  • Diagnostic Sleep Study
  • Diathermy
  • Dietitian
  • Disability Support Worker
  • Drama Therapy
  • Ear Candling
  • Energy Movement/Healing
  • Ergonomic Assessment
  • Family Dispute Resolution
  • Feldenkrais
  • Feng Shue
  • Feng Shui
  • First Aid Training
  • Flower Essences
  • Flower Remedies
  • Focusing
  • Food Coaching
  • Halo Therapy
  • Heal Your Life
  • Healing Energy
  • Healing Touch
  • Health Coach
  • Health Screening
  • Herbal Medicine
  • Herbalism
  • Home Nursing Carer/Services
  • Homeopathy
  • Joint Mobilisation
  • Journey Therapy
  • Juice Therapy
  • Jungian Analysis
  • Jungle Body Instruction
  • Kindergetics
  • Kinesiology
  • Lactation Consultant
  • Lamprobe Treatment
  • Laser Acupuncture
  • Laughter Therapy
  • Learning Disabilities Consultant
  • Life Alignment
  • Life Coaching
  • Lymphatic Drainage
  • Magnetic Therapy
  • Manual Lymphatic Drainage
  • Marriage Consultants
  • Massage
  • Meditation
  • Mental Health Skills Trainer
  • Mind-Body Medicine
  • Movement Meditation
  • Musculoskeletal Therapy
  • Music Therapy
  • Nordic Walking
  • Nutri-Energetics Systems
  • Nutrigenomics
  • Nutritionists
  • Occupational Therapist
  • Oneness Blessing
  • Onsen Technique
  • Ontological Coaching
  • Oriental Health Services
  • Patient Advocate
  • Personal Development Teacher
  • Pilates
  • Play Therapy
  • Prime Tuning
  • Prosthetic Fitting
  • Quit Cigarettes Coach
  • Radial Shockwave Therapy
  • Rainbow Spirit Healing
  • Rainbow Therapy
  • Recreation Therapy
  • Red Vein Treatment
  • Reflexology
  • Rehabilitation Counsellors
  • Reiki
  • Respite Carer
  • Reverse Therapy
  • Rolfing
  • Safety and Ergonomics
  • Saliva Analysis
  • Salt Therapy
  • Sandplay Therapy
  • Self Development Coaching
  • Shamanic Healing
  • Shiatsu
  • Sleep Apnoea Therapy
  • Sleep Therapist
  • Soul Care
  • Sound Healer
  • Sound Therapy
  • Spa Clay Therapy
  • Space Clearing
  • Speech Therapy
  • Spiritual Direction
  • Stillness Healing
  • Stretching
  • Structural Integration
  • Sugaring
  • Tai Chi
  • Therapeutic Massage
  • Thermography
  • Thermotherapy
  • Theta Healing
  • Thought Field Therapy
  • Traditional Chinese Medicine
  • Tui Na
  • Urine Analysis
  • Voice Dialogue
  • Watsu
  • Wellness Coaching
  • Western Herbalist
  • Writing Therapist
  • Yamuna Body Rolling
  • Yoga
  • Zen Shiatsu Therapy

Secure Your Profession with a Customisable Insurance

Sparrow Insurance can arrange a customised insurance cover specific to your profession and business. As we guide you with the insurance products, we’ll be there to help you every step of the way.

  • Step 1: Contact us and we can assist you through the whole process
  • Step 2: We’ll be ready to set up your insurance policies.

FAQs

How much does this insurance cost?

The cost will vary depending on several factors, such as your business size, the type of services you provide

What are the standard features of this insurance type?

This insurance comes with standard policies like public liability and professional indemnity insurance. We can help you customise your package, which will depend on the type of business you have. Health professionals may take advantage of other insurance products for more protection for your profession. Get in touch with us for a full product disclosure statement.

What is required when I get medical malpractice/professional indemnity insurance?

Getting this type of insurance depends on many factors: the nature of your business, how big your company is, and how vulnerable you are to risks Call us to know more information about the other requirements.