Aromatherapy is a healing treatment that focuses on the use of natural plant extracts and oils to boost one’s health and wellbeing.
Insurance for Aromatherapists
While it is a non-invasive procedure, a customer may still claim medical malpractice and lodge a legal complaint against you and your business. It can arise from the products you provide to your clients.
Because of these potential risks, you need professional liability insurance to protect you and your business from related expenses.
In general, please note that aromatherapists need to buy an insurance policy if they wish to work. It is best to have all your aromatherapy insurance needs addressed first in case clients pursue legal action.
Despite diligently working on a customer’s therapy session, a client may still allege that you were negligent with your profession or you’ve provided wrong advice. Professional indemnity insurance covers the legal fees should there be a lawsuit. The policy can protect your financial position from emerging expenses or a customer claim.
Product liability insurance is designed to protect you in the event of a claim relating to the products a customer may purchase from your business, including massage and essential oils or skin products. This policy can cover the aromatherapist and business should the product used caused harm to the skin. The business insurance policy also provides cover for other claims such as an allergic reaction to the products.
Public liability is an essential insurance policy that can cover expenses should there be a member of the public that sustained an injury while in the place of business.
There are other general and personal insurance products as added protection to cover yourself and your business. If you’re also a business owner, you can not be complacent with just having one single policy because many things could go wrong in your aromatherapy business.
Sparrow insurance reviews each business individually, as not every aromatherapy business is the same.