Holistic Insurance for Aromatherapists

Aromatherapy is a healing treatment that focuses on the use of natural plant extracts and oils to boost one’s health and wellbeing.

Insurance for Aromatherapists

While it is a non-invasive procedure, a customer may still claim medical malpractice and lodge a legal complaint against you and your business. It can arise from the products you provide to a client.

Because of these potential risks, you need liability insurance to protect you and your business from related expenses.

Professional Insurance Coverage for Aromatherapists

In general, please note that aromatherapists need to buy an insurance policy if they wish to work. It is best to have all your insurance needs addressed first in case a customer pursues legal action.

Professional Indemnity / Medical Malpractice Insurance

Despite diligently working on a customer’s therapy session, a client may still allege that you were negligent with your profession. Professional indemnity/ medical Malpractice insurance covers the legal fees should there be a lawsuit. The policy can protect your financial position from emerging expenses and customer claims.

Product Liability Insurance

Product liability insurance is for a claim relating to the products a customer may purchase from your business, including essential oils or skin products. This policy can cover the aromatherapist and business should these products caused harm to the skin. The policy also provides cover for other claims such as an allergic reaction.

Public Liability Insurance

Public liability insurance is an insurance policy which can cover expenses should there be a member of the public that sustained an injury while in the place of business.

Additional Aromatherapy Insurance You May Need

There are other general and personal insurance products as added protection to cover yourself and your business. One can not be complacent with just having a single policy because many things could go wrong in your business.

Management Liability

Get this policy to cover the actions and conduct of your directors or officers. Any business, big or small, is at risk of management issues, even in the beauty therapy industry. At any time when a client sues your company for mismanagement, this liability cover protects your management team and business from lawsuits.

Business Insurance

Business insurance protects your business, covering equipment and property damage from accidents, losses due to theft, fire, glass but not limited to. You may also want to consider Business interruption, for the potential loss of income, under certain sections of the business policy.

Tax Audit Insurance

Whether you run a small or large business or work as a contractor. This insurance will cover your business for tax auditing by the Australian Taxation Office (ATO).

Cyber Insurance

If you maintain a website or a digital record of your customers' personal information, especially online, you are at risk of a data breach. This policy covers you from data theft.

Workers Compensation

Workers' compensation is vital to help cover costs related to an injured employee during business hours.

Personal Accident and Illness Insurance

This insurance is for every aromatherapist who is taking the time to recover from an injury or illness and unable to work.

Sparrow Insurance Offers Quality Services Just for You

With Sparrow Insurance, the beauty of having us as your broker is: you can rely on our team.

  • We can offer you a complete risk review of your business needs.
  • You can get help in the claims process. We can answer all your questions about this.

We can help you with questions about the claims process and provide information on other insurance policies.

Contact us now for a quote.

FAQ

How much will it cost your professional indemnity / medical malpractice and product liability cover?

Sparrow insurance reviews each business individually, as not every aromatherapy business is the same