Provide care and support as you keep your finances secured.
As a therapist, you offer not only health and well-being treatment methods but also emotional and spiritual support to improve your client’s quality of life. But even with utmost care, you are still vulnerable to risks that can escalate to liability claims leading to financial burdens.
Being prepared for any untoward incident is most vital. This can be done with reliable insurance to protect your practice and complementary therapy business.
No matter how long you’ve been in the natural therapy business, you’ll never know when accidents happen and clients might make claims against you. Here are the policies you need:
Whether you are practicing therapy alone or have employees, you also are running a business. On top of your professional indemnity, you’ll need protection for your management. Here are business insurance products.
is specifically for private companies and covers claims of wrongful management, employment practices breaches (wrongful dismissal or discrimination actions), crime (theft by employees or third parties), tax audit and statutory fines and penalties.
This protects your business, covering equipment and property damage from accidents, losses due to theft, fire, glass but not limited to. You may also want to consider Business interruption, for the potential loss of income, under certain sections of the business policy.
This insurance is for every individual, as accidents and sickness do happen to business owners and contractors, this may assist your business to enable you to employ staff to cover you the business owner while you are unable to work to work.
If you maintain a website or a digital record of your customers’ personal information, especially online, you are at risk of a data breach. This policy covers you from data theft.
Whether you run a small or large business or work as a contractor. This insurance will cover your business for tax auditing by the Australian Taxation Office (ATO).
Workers’ compensation is a legal requirement for all businesses to cover their staff and contractors in the event of an accident
Many professional associations and governing bodies insist on every member to be insured before they obtain membership.
Why choose Sparrow Insurance
The unlimited retroactive cover in your policy may secure even your past activities provided there are no known and unreported circumstances that could lead to a claim.