Other policies to protect you
On top of professional indemnity, public liability, and product liability insurances, you’ll need other insurances dedicated to cover more potential risks.
Health advisors in Australia, like you, probably keep digital records of your customers. Cover is available for a data breach. Cyber insurance may cover data loss or theft when someone breaks into your network and accesses vital information.
Management Liability Insurance
is specifically for private companies and covers claims of wrongful management, employment practices breaches (wrongful dismissal or discrimination actions), crime (theft by employees or third parties), tax audit and statutory fines and penalties.
Tax Audit Insurance
Whether you run a small or large business or work as a contractor. This insurance will cover your business for tax auditing by the Australian Taxation Office (ATO).
This cover will protect your business and assets, including contents and stock or equipment damage. There are many additional covers to a business policy, depending on your circumstances ie: mobile; glass; business interruption.
Workers Compensation Insurance
Workers’ compensation is vital to help cover costs related to an injured employee during business hours.
Personal Accident and Illness Insurance
This insurance is for every professional who is taking the time to recover from an injury or illness and unable to work.