Insurance for Osteopaths

Feel safe, protected, and at ease with a suitable insurance policy for your profession

Insurance for Osteopaths

Being an osteopath, you understand how delicate it is when treating joints, muscles, the body. 

No matter how careful you are, there is a possibility of patients lodging small complaints for unsatisfactory service that can potentially escalate to possible serious lawsuits against you.

An insurance cover can protect you from this scenario. Having insurance can help you continue doing your job diligently without worrying about occupational loss.

Main Insurance Products for Osteopaths

Medical Malpractice/Professional indemnity and public liability insurance are the necessities of health professionals. Securing these insurance policies can help you protect your profession while you focus more on treating your patients.

Medical Malpractice/ Professional Indemnity Insurance

As someone in the health industry, you are vulnerable to mistakes in treatment or services deemed unsatisfactory, which can lead to patients alleging you for medical malpractice.

Medical Malpractice/Professional Indemnity cover designed to cover the cost of regulatory hearings and investigation, this policy can settle the related payment, as well as help you map out the information you have to follow, especially if patients express pay or compensation is demanded.

Public Liability Insurance

Public liability insurance policy covers the fees related to uncontrollable instances that can happen in the clinic or business office, like a patient falling down the stairs by accident.

Your patients can hold you liable, with such a policy, the cost of compensation relating to the injuries or damages suffered by the clients may be covered.

More Insurances for Added Protection

There are other safeguards you can add to your existing insurance. Other business insurance like cyber liability can help you create added levels of protection.

Personal Accident and Illness Insurance

This insurance is for every Osteopath who is taking the time to recover from an injury or illness and unable to work.

Tax Audit Insurance

Whether you run a small or large business or work as a contractor. This insurance will cover your business for tax auditing by the Australian Taxation Office (ATO).

Workers Compensation

Workers’ compensation is vital to help cover costs related to an injured employee during business hours.

Cyber Insurance

If you maintain a website or a digital record of your customers’ personal information, especially online, you are at risk of a data breach. This policy covers you from data theft.

Management Liability

Get this policy to cover the actions and conduct of your directors or officers. Any business, big or small, is at risk of management issues, even in the beauty therapy industry. At any time when a client sues your company for mismanagement, this liability cover protects your management team and business from lawsuits.

Business Insurance

This protects your business, covering equipment and property damage from accidents, losses due to theft, fire, glass but not limited to. You may also want to consider Business interruption, for the potential loss of income, under certain sections of the business policy.

Get in Touch with Sparrow Insurance

Sparrow Insurance can create a customised insurance package for you.

We can assist you in choosing suitable insurance policies that fit your business needs. 

Our goal is to make sure your business is secure.

FAQs

Should all people working in osteopathy need to secure insurance?

In Australia, every health care provider is mandated to have professional indemnity insurance. A health professional may not be able to practise without this insurance policy.

Is workers compensation insurance important in my business?

Workers compensation is mandated in Australia for every business employing staff . However, there are varying rules from states or territories.