Do podiatrists need home and contents insurance?

Yes, it serves as a protection for work-from-home podiatrists. It also covers professional indemnity insurance.

Insurance for Podiatrists
in Australia

Safeguarding your profession with suitable insurance products

Insurance for Podiatrists

Despite having the best training, podiatrists cannot discount the possibility of something going wrong when administering treatment. There may be people who will claim that you committed medical malpractice even if you did not. In addition, there are emergency expenses that you might incur for your clinic.

Whatever type of risks, you need to be open to different insurance cover options so your business will be protected from liability claims and related expenses. Especially if you employ many members and service a lot of people, you have to know more information on how you can improve your business’ risk management in Australia.

Types of Insurance Protection for Podiatrists

Insurance for professional indemnity / Medical Malpractice and public liability is a must for every worker in the healthcare profession in Australia.

Professional Indemnity / Medical Malpractice

Let’s say you did a treatment, and your client complains and sues you for cutting them. You can turn to your professional indemnity insurance / medical malpractice policy that may cover for mistakes on the advice you provide, the cost that comes with a legal battle.

Public Liability Insurance

As a podiatrist, you are liable for any third-party injury or damage arising from conducting your operations in your place of business or even in your customer’s home. This can be incidents like slips and falls. Learn more

Product Liability Insurance

Part of your work you sell or supply products. Products liability insurance may protect you from any personal injury or damage caused by your goods. If a client makes a claim against you for developing an irritation, products liability insurance may cover the payment or compensation costs.

Other Business Insurance Products for Additional Protection

Risks for Podiatrists and the entire health industry are not only related to practice but to business operations as well. Aside from the above-mentioned policies like professional indemnity and public and products liability, get covered by other business insurance below.

Management Liability

is specifically for private companies and covers claims of wrongful management, employment practices breaches (wrongful dismissal or discrimination actions), crime (theft by employees or third parties), tax audit and statutory fines and penalties.

Business Insurance

This protects your business, covering equipment and property damage from accidents, losses due to theft, fire, glass but not limited to. You may also want to consider Business interruption, for the potential loss of income, under certain sections of the business policy.

Tax Audit Insurance

Whether you run a small or large business or work as a contractor. This insurance will cover your business for tax auditing by the ATO.

Cyber Insurance

If your business maintains a website or a digital record of your customers’ personal information like a contact number or email address, especially online, you are at risk of a data breach. This policy covers you from data theft.

Workers Compensation

Workers’ compensation is vital in Australia to help cover costs related to an injured employee during business hours.

Personal Accident and Illness Insurance

This insurance is for every individual who is taking the time to recover from an injury or illness and unable to work.

Get in Touch with Sparrow Insurance

If you would like to know more information about a policy, whether it is for your business or profession, you will be informed on the specifics of the liability cover, claims, among others. We understand that it can be overwhelming to learn about the details so we make sure you also understand the policy wording in place.
You can adjust the insurance policy according to your needs. We will provide you with the information you need to know about the insurance product you chose.

Let Sparrow Insurance assist you with arranging a suitable insurance policy. We’ll be happy to provide insights and information on what product works for your specific requirements.

Request insurance quotes.

FAQs

Is there insurance to cover podiatry equipment?

Insurance can range depending on the need of the podiatrists. Normally, equipment insurance is part of the generic insurance policy.

Is having a run-off cover insurance beneficial for podiatrists?

Yes, it is. It protects the podiatrists even though they have ceased or sold their practice.

General Advice Warning

This advice has been prepared without taking into account the client's objectives, financial situation or needs.

Because of that, before acting on the above advice, the client should consider its appropriateness (having regard to their objectives, needs and financial situation).

If the advice is related to the acquisition of an insurance contract, the client should obtain a Product Disclosure Statement relating to the product before deciding whether to acquire it.

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Insurance for Podiatrists in Australia