More Insurance for Additional Protection
Given the risks, it is only smart for electricians to have more insurance policies covering other needs as well. As they say, you can never have too much protection when it comes to insuring yourself and your business. You might also consider another policy in your package.
Personal Accident and Illness Insurance
Accidents are inevitable and getting ill is always a possibility. While at work, you are susceptible to electricity-related incidents such as falling debris or slip and fall accidents. These instances might force you to stop working for a while so you can recover. In this case, you should have a personal accident and illness insurance.
If you are employing electricians or apprentices, having a workers compensation policy is compulsory for employers. This will cover related expenses should they have an accident while they are working.
Commercial Motor Insurance
It is a form of business insurance designed to safeguard the commercial vehicle in case of damage due to accident or even loss due to theft.