Combined insurance solution to help protect your business
If your business provides services or products, you have the responsibility to prevent harm or damage to property and people that you come in contact with during the course of your business activity.
But accidents can happen at any time and they’re beyond your control.
When these unforeseen situations occur, public and product liability insurance can help you handle the costly consequence of a claim due to third-party personal injury or property damage.
Public and products liability insurance is an insurance that protects businesses from legal liability such as paying compensation to third parties such as clients, suppliers, other members of the public, in the event of personal accidents and loss of or damage resulting from any business activity or through your products.
is specifically for private companies and covers claims of wrongful management, employment practices breaches (wrongful dismissal or discrimination actions), crime (theft by employees or third parties), tax audit, and statutory fines and penalties.
This policy protects your business, covering equipment and property damage from accidents, losses due to theft, fire, glass but not limited to. You may also want to consider
If you maintain a website or a digital record of your customers’ personal information, especially online, you are at risk of a data breach. This insurance product covers you from data theft.
This insurance is for every individual, business owner or contractor, as accidents and sickness do happen to business owners and contractors. This may assist your business to enable you to employ staff to cover you, the business owner, while you are unable to work.
Get in Touch with Sparrow Insurance
Sparrow Insurance understands the risks that business owners face. It can be overwhelming to go over the different business insurance policies. But we’ll help you get through it with insights so you can be more confident with the right type of cover for your business.
Let us know your specific needs so our team can assist you with the insurance package unique to you.
No, due to the many different occupations and businesses requiring public and products liability. Sparrow Insurance highly recommends a chat with one of the team to review your risks and requirements.
Yes, all employers with at least one employee must have workers compensation insurance. This insurance policy covers contractors and subcontractors unless they are independent entities. It is the general responsibility of employers to provide the information they need.
The cost depends on the level of cover you want to get and the business type and service you offer.
Extras in insurance cover come with additional fees.