The cost would depend on the level of cover you get. Adding more business insurance products would also mean additional cost. However, you get more protection from it.
Yes, even if you are a self-employed makeup artist, if you offer services to the general public, you should be prepared for any accidents or events that could lead to lawsuits. With business insurance, you get peace of mind. A makeup artist is protected, especially when it comes to professional indemnity.
The beauty industry involves a lot of risks, especially for makeup artists who offer professional advice and ensure product authenticity. No matter how careful you are, it’s always better to secure business insurance as a backup. In the event of losses to your business, you won’t end up scrambling just to make ends meet.