Cosmetic Injectables Insurance in Australia

Q: 2. Do I need workers compensation insurance?

Yes, if you employ staff or contractors. Workers compensation is mandatory in Australia, although the rules and regulations may vary from territory or state.

Q: 3. What are the standard features of this insurance type?

This insurance comes with standard policies like public liability insurance. We can help you customise your package, which will depend on the type of business you have. A mobile salon or studio will have varying policies from one that is stationary in a commercial place. Get in touch with us for a full product disclosure statement.

Get your cosmetic injectable business insured today.

Sparrow Insurance is an insurance broker offering wide-reaching insurance packages for clients in the cosmetic injecting industry.

Insurance Coverage Options for Cosmetic Injectables, Facial Threading, IV Therapy

We can assist you with arranging the insurance you need for your services. Our wide-ranging insurance policies may be able to cover a variety of treatments that you provide.

Professional Indemnity/Medical Malpractice Insurance

is designed to protect your business from claims arising whilst you’re providing professional advice or services. Professional indemnity insurance can also assist you with the legal defence, compensation, and settlement costs associated with the claims.

Public Liability Insurance

As a Business Owner, you are liable for any third-party injury or damage arising from conducting your business. These can be incidents like slips and falls, which public liability may be able to help with.

Product Liability Insurance

Part of running and operating a business is to sell or supply products. Product liability insurance protects you from any personal injury or damage caused by your goods. If a client makes a claim against you for developing an irritation, product liability insurance may cover the compensation costs.

Other Business Insurance Products for Additional Protection

Risks for businesses are not only related to practice but to business operations as well. Get covered by other business insurance on top of the above-mentioned policies. These policies below are a recommendation only and are subject to a review of your specific requirements

Management Liability

is specifically for private companies and covers claims of wrongful management, employment practices breaches (wrongful dismissal or discrimination actions), crime (theft by employees or third parties), tax audit, and statutory fines and penalties.

Business Insurance

This protects your business, covering equipment and property damage from accidents, losses due to theft, fire, glass but not limited to. You may also want to consider Business interruption, for the potential loss of income, under certain sections of the business policy.

Tax Audit Insurance

Whether you run a small or large business or work as a contractor. This insurance will cover your business for tax auditing by the ATO.

Cyber Insurance

If you maintain a website or a digital record of your customers’ personal information, especially online, you are at risk of a data breach. This policy covers you from data theft.

Personal Accident and Illness Insurance

This insurance is for every individual, business owner or contractor, as accidents and sickness do happen to business owners and contractors. This may assist your business to enable you to employ staff to cover you, the business owner, while you are unable to work.

Protect your reputation and your profession.

Workers Compensation

Workers’ compensation is a mandatory requirement for all businesses to cover their staff and contractors in the event of an accident

Get in Touch with Sparrow Insurance

Any business always poses risks to both the business owner and the clients. With cosmetic injecting business, the risks can even be higher. To minimise such risks, arranging an insurance policy can help, so you can have peace of mind as you provide your beauty services.

Sparrow Insurance can assist you with arranging a customised insurance for your business needs.

Get an insurance review or request a quote online now.

Other Cosmetic Insurance Policies in AU

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Cosmetic Injectables Insurance

FAQs

1. How much does this insurance cost?

The cost will vary depending on several factors, such as your business size, the type of services you provide.

2. Do I need workers compensation insurance?

Yes, if you employ staff or contractors. Workers compensation is mandatory in Australia, although the rules and regulations may vary from territory or state.

3. What are the standard features of this insurance type?

This insurance comes with standard policies like public liability insurance. We can help you customise your package, which will depend on the type of business you have. A mobile salon or studio will have varying policies from one that is stationary in a commercial place. Get in touch with us for a full product disclosure statement.

General Advice Warning

This advice has been prepared without taking into account the client's objectives, financial situation or needs.

Because of that, before acting on the above advice, the client should consider its appropriateness (having regard to their objectives, needs and financial situation).

If the advice is related to the acquisition of an insurance contract, the client should obtain a Product Disclosure Statement relating to the product before deciding whether to acquire it.

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